Category: Cash & Crypto

New Bill Could Change The Entire U.S. Credit Reporting Industry

“Good credit is a gateway to wealth,” said House Committee on Financial Services chair Maxine Waters, D-Calif., said Tuesday. “Yet, for far too long, our credit reporting system has kept people of color and low-income persons from access to capital to start a small business; access to mortgage loans...

Can Crypto Be The Currency For Black Financial Freedom?

The new frontier is digital; which means newly blazed trails have fewer highway robbers (who are often cops) that can select victims based on race. This is why sometimes our appearance of being “late” in business opportunities really stems from distrust of those who are supposed to keep our...

Joe Biden’s Plan for Student Loan Forgiveness

President Joe Biden campaigned on a platform that included ambitious changes for higher education as well as relief for student loan borrowers. On Biden’s first day in office, he extended the student loan payment pause through Sept. 30, 2021. Other proposals will take longer. For example, Democrats are still wrangling...

6 Ways To Raise Your Credit Score 200 Points

The moment you begin borrowing money in any form, from a credit card to a car payment, you start to earn a credit score, which is essentially a summary of your credit history. The industry standard is the FICO score — and it’s a snapshot of just how reliable...