6 Ways To Raise Your Credit Score 200 Points

The moment you begin borrowing money in any form, from a credit card to a car payment, you start to earn a credit score, which is essentially a summary of your credit history. The industry standard is the FICO score — and it’s a snapshot of just how reliable you’ve been at paying back your debts for any lender to use when considering loaning you money or issuing you a credit card. Your FICO score will determine how likely you will be able to buy a car, take out a mortgage, open a new credit card or get any other loan.

If your credit score is low, you may have a hard time doing any of those things or have to pay a higher interest rate. However, even if your score is lower than you’d like, here are some simple tips on how to improve your credit score quickly.

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